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Westminster, MD

Westminster, MD

Buildings in Westminster, Maryland · Photo: Farragutful, CC BY-SA 4.0

A town of about 20,445 people in Carroll County, part of the Baltimore area. Resident comments and photos are about Westminster; job numbers cover the wider area.

What kind of place it is

Outdoorsy, Big-city feel

Scored the same way as the quiz, against 382 U.S. metro areas. A feel is listed when Westminster scores 70 or higher out of 100.

Outdoorsy
95 / 100
Outdoorsy: more trails, campgrounds and paddling spots than most
"Billy Goat Trail Section A and Maryland Heights (Harpers Ferry) are going to be your best overall options." A resident, Reddit
Big-city feel
95 / 100
Big-city feel: 2.8 million people in the metro, 29 buildings 20+ stories, 3,572 bus and train stops
"The sense of community here is better than any other place I've lived" A resident, Reddit

Less so: cozy, growing.

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Everyday life
Shops, cafes, and daily routines
Hobbies & activities
Trails, parks, and pastimes
Nearby scenery
Lakes, overlooks, and drives

Photos and reviews come from Google Maps and show single places, not the whole area. Reviews are the most relevant ones Google returns for each place. We show the longest highly rated review under 400 characters and, when there is one, the longest low-rated review. Google doesn't verify reviews but removes fake ones when it finds them.

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Where it is
Westminster
Westminster in Maryland
Maryland in the U.S.
State outlines: U.S. Census Bureau.

What's nearby

Within 5 miles of Westminster's center.

9
grocery stores
39
restaurants
5
coffee shops
22
parks
30
playgrounds
4
libraries
1
movie theater
3
live theaters
5
museums
5
bookstores
1
comic shop
2
gyms
1
bar
2
pharmacies
1
hospital

Counts from OpenStreetMap, a volunteer map, so small or new places can be missing. Map data © OpenStreetMap contributors.

Biking and trails

Within 5 miles of the center of Westminster.

Bike lanes and bike paths
1.1 miles
about typical for a U.S. town
Walking and hiking trails
34 miles
more than most U.S. towns

Map data © OpenStreetMap contributors. Counts depend on how well local volunteers have mapped the area, so treat them as a rough guide.

What rent costs

Of about 3,395 rented homes in Westminster, 84% rent for under $2,000 a month and 92% for under $3,000.

Under $1,000: 24%
$1,000 to $1,499: 33%
$1,500 to $1,999: 27%
$2,000 to $2,499: 4%
$2,500 to $2,999: 4%
$3,000 or more: 8%

Census American Community Survey 2019 to 2023 (table B25063). Gross rent includes utilities the renter pays. Today's asking rents for open apartments usually run higher.

What moving costs

Hiring movers

Average cost: $1,946

From a 2025 survey of 1,000 people who hired movers. This Old House. Your quote depends on your stuff, stairs and the time of year.

Moving in as a renter

The middle rented home in Westminster rents for $1,000 to $1,499 a month. Before you get the keys, expect about $2,000 to $2,998 for first month plus a deposit, or up to $3,000 to $4,497 where landlords also ask for last month.

Many landlords want your income to be about 3 times the rent. For $1,000 to $1,499, that's a yearly income of about $36,000 to $53,964.

Estimate from Census rent data (2019 to 2023, rent plus tenant-paid utilities). Deposits and fees vary by landlord and state law.

Moving to Maryland: before and after

  • Forward your mail: USPS change of address. It costs about $1 online to confirm who you are.
  • Switch your driver's license and car registration. Each state sets its own deadline, often somewhere between 10 days and a few months after you move. Find the Maryland DMV.
  • Register to vote at your new address: Maryland voter registration.
  • Set up power, gas, water and trash. Some cities bill water and trash together, and some ask new customers for a deposit.
  • Update your address with your bank, employer, insurance and the IRS (Form 8822 if you're not filing soon).
  • Find a doctor and dentist early. New-patient waits can be weeks, even in big cities.

Public schools

One public school district serves this county, with about 25,787 students. Which one serves a home depends on its address.

Carroll County Public Schools · Westminster
25,787 students · 13.9 students per teacher · 44 schools · grades Pre-K to 12

NCES Common Core of Data 2022-23, National Center for Education Statistics. Varro doesn't rate or rank schools. For test results and programs, see each district's site and your state's school report card.

Childcare and colleges

Daycare and preschool

Maryland keeps an official list of licensed childcare, with inspection reports and openings in many states. In a lot of towns, infant spots fill up months ahead, so it helps to get on waitlists before you move.

Typical full-time prices in this county (2022)
AgeDaycare centerHome daycare
Infant (under 2)$323/week
about $16,800 a year
$239/week
about $12,400 a year
Toddler (2)$228/week
about $11,900 a year
Preschool (3 to 4)$228/week
about $11,900 a year
$205/week
about $10,700 a year
School-age$221/week
about $11,500 a year

For an infant at a center: $323/week here, $330 across MD, $259 across the U.S.. Full-time infant care at a center here costs about 13% of a typical family's income. These are 2022 prices, the newest the government has published by county, and prices have gone up since.

U.S. Department of Labor, National Database of Childcare Prices, 2022. Middle (median) price for full-time care. State and U.S. figures average the county prices, weighted by population (Census 2024).
Search licensed childcare in Maryland →
Link via childcare.gov (U.S. Department of Health and Human Services).

25 colleges in the county and the wider metro around Westminster. Prices are yearly tuition and fees for full-time undergrads, before financial aid.

Carroll Community College · Westminster
Public, 2-year (community college) · 3,164 students · $4,128 in-district, $9,618 out-of-state
McDaniel College · Westminster
Private nonprofit, 4-year · 2,882 students · $49,647 a year
Johns Hopkins University · Baltimore (metro)
Private nonprofit, 4-year · 30,362 students · $62,840 a year
Towson University · Towson (metro)
Public, 4-year · 19,527 students · $11,306 in-state, $28,326 out-of-state
Community College of Baltimore County · Baltimore (metro)
Public, 2-year (community college) · 15,803 students · $4,062 in-district, $10,062 out-of-state

Moving for school? Public colleges charge state residents much less, and community colleges often charge even less to people who live in their district. Most states want you to have lived there about 12 months, for reasons other than school, before you count as a resident for tuition. The rules differ by state, so check with the college's registrar.

IPEDS 2023-24, National Center for Education Statistics (IPEDS). Degree-granting public and nonprofit schools with 100+ students. Varro doesn't rank colleges.

The facts behind it
Typical home value
$396,959
What a typical home sells for across the Baltimore area.
Source: Zillow Home Value Index, September 2026
Cost of living
About 4% above the U.S. average
Everyday prices (rent, groceries, services) run about $104 here for what costs $100 nationally.
Source: U.S. Bureau of Economic Analysis price index 104.5 (U.S. = 100), 2024
Drive to the nearest big job hub
About 54 min at rush hour
To downtown Baltimore, MD, 37 miles. About 47 min with no traffic.
Source: Google traffic estimate for a weekday morning around 8am
Average commute
30 minutes one way
How long residents' trips to work take on average, counting every job and way of getting there. U.S. average: about 27 minutes.
Source: U.S. Census (American Community Survey), 2023
Data centers nearby
1 within 15 miles
The nearest is about 14.8 miles from the town center (Expedient).
Source: PNNL IM3 Data Center Atlas, from OpenStreetMap (ODbL), loaded July 2026
Homeowners insurance
About $1,918 a year
The statewide average for a typical policy in MD. Your own quote will depend on the home.
Source: Statewide estimate, 2026
Natural disaster risk
Relatively Low
FEMA's overall rating for the county, covering floods, storms, wildfire, earthquakes and more.
Source: FEMA National Risk Index, December 2025
Hail risk
Relatively Low
FEMA's rating for hail damage in the county, compared with other U.S. counties.
Source: FEMA National Risk Index, December 2025
Hospitals nearby
1 within 5 miles
Hospitals mapped within 5 miles of the center. Emergency and specialty care vary, so check which ones fit your needs.
Source: OpenStreetMap (ODbL)
Drug overdose deaths (county)
15.2 per 100,000 people a year
27 deaths in the 12 months ending March 2026. MD average: 20.9 per 100,000. U.S.: 19.9. Counts are by where people lived, and recent months may still be updated.
Source: CDC National Center for Health Statistics, provisional counts through March 2026; Census population estimates 2024
People without housing (local count)
About 8.6 per 10,000 residents
HUD's one-night count in January 2025 found 152 people without housing in the Carroll County area: 136 in shelters and 16 outside, up from 134 in 2024. MD: 11.4 per 10,000. U.S.: 21.9. One-night counts miss people, and how areas count differs.
Source: HUD Point-in-Time Count, January 2025 (HUD, 2025 report to Congress); Census population estimates 2024
Median household income
$115,876
Half of households in the county earn more than this, half earn less.
Source: U.S. Census (American Community Survey), 2023
Property tax
0.94% of home value a year
About $940 a year for every $100,000 of home value.
Source: U.S. Census (American Community Survey), 2023
State income tax
Graduated, up to 6.50%
MD's state income tax. Some cities and counties add their own.
Source: 2026

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