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Watertown, NY

Watertown, NY

Watertown, New York · Photo: Lallint, CC0
Government town · 27% of jobs are government, including public universities (U.S. 12.1%)

Watertown at a glance

Each grade compares this area with all 813 U.S. metro and small-town areas: A is the top 20%, F the bottom 20%. Cost compares everyday prices with the U.S. average. Varro doesn't grade safety; crime facts are further down.

A
Cost
Everyday prices about 12% below the U.S. average
Locals: Not enough local comments yet
U.S. Bureau of Economic Analysis price index, 2024
B
Housing
Typical home value is about 2.8 times the typical household's yearly income ($188,200 vs $66,301)
U.S. Census ACS 5-year, 2024
A
Getting around
Average commute 20 minutes; 5% walk, bike or take transit to work
Locals: Not enough local comments yet
U.S. Census ACS 5-year, 2024
B
Things to do
123 restaurants, museums, theaters, music, game and book shops and historic places in the area (about 112 per 100,000 people)
Locals: Not enough local comments yet
U.S. Census County Business Patterns 2023, National Register of Historic Places
B
Outdoors
4 hiking trails, 21 campgrounds and 68 paddling spots nearby
Locals: Not enough local comments yet
OpenStreetMap contributors and federal recreation data
D
Jobs
Unemployment 5.9% (U.S.: 5.2%); jobs grew 0.2% in the last year
Locals: Not enough local comments yet
U.S. Census ACS 5-year, 2024; U.S. Bureau of Labor Statistics
B
Social life
68 bars, cafes, gyms, breweries and game shops in the area (about 62 per 100,000 people)
Locals: Not enough local comments yet
U.S. Census County Business Patterns 2023
C
Healthcare
0.5 primary care doctors per 1,000 people in the main county; nearest emergency room about 6 miles from the center
Locals: Not enough local comments yet
County Health Rankings 2025; Medicare Care Compare
F
Schools
Public school test pass rates about 7 points below the state average (32 schools)
Locals: Not enough local comments yet
U.S. Department of Education, 2021-22 (compared within the state only)
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What kind of place it is

A middle-of-the-road mix

Scored the same way as the quiz, against 813 U.S. metro areas. A feel is listed when Watertown scores 70 or higher out of 100.

Less so: big-city feel, growing.

Everyday life
Shops, cafes, and daily routines
Hobbies & activities
Trails, parks, and pastimes
Nearby scenery
Lakes, overlooks, and drives

Photos and reviews come from Google Maps and show single places, not the whole area. Reviews are the most relevant ones Google returns for each place. We show the longest highly rated review under 400 characters and, when there is one, the longest low-rated review. Google doesn't verify reviews but removes fake ones when it finds them.

Around Watertown

The Paddock Arcade in Watertown, New York
The Paddock Arcade in Watertown, New York · Photo: Lallint, CC0
Watertown, New York
Watertown, New York · Photo: Lallint, CC0
This is an image of a place or building that is listed on the National Register of...
This is an image of a place or building that is listed on the National Register of... · Photo: Stephen Schweitzer, CC BY-SA 4.0
This is an image of a place or building that is listed on the National Register of...
This is an image of a place or building that is listed on the National Register of... · Photo: Stephen Schweitzer, CC BY-SA 4.0
Emerson Place is a historic townhouse complex
Emerson Place is a historic townhouse complex · Photo: Alan P. Goldstein, CC BY-SA 4.0
Emma Flower Taylor Mansion Watertown New York
Emma Flower Taylor Mansion Watertown New York · Photo: Lvklock, CC BY-SA 3.0
St Pauls's Episcopal Church, Watertown, NY
St Pauls's Episcopal Church, Watertown, NY · Photo: Lvklock, CC BY-SA 3.0
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Around Watertown

Where it is, what's close by, trails, buses and trains, and health care.
Where it is
Watertown
Watertown in New York
New York in the U.S.
State outlines: U.S. Census Bureau.

What's nearby

Within 5 miles of the center of the Watertown area.

7
grocery stores
39
restaurants
4
coffee shops
14
parks
14
playgrounds
4
libraries
1
movie theater
1
live theater
1
museum
4
bookstores
1
gym
12
bars
8
pharmacies
1
hospital

Counts from OpenStreetMap, a volunteer map, so small or new places can be missing. Map data © OpenStreetMap contributors.

Stores nearby

Membership warehouses and popular grocery stores, measured from the center of Watertown.
Sam's Club
Membership warehouse (yearly fee to shop)
1 within 15 miles, nearest about 3 miles
Target
1 within 15 miles, nearest about 3 miles
Aldi
3 within 15 miles, nearest about 2 miles
Not within 50 miles: Costco, BJ's Wholesale Club, Trader Joe's, Whole Foods Market, Wegmans, Sprouts Farmers Market.
Straight-line miles, so the drive is longer. Store locations from each chain's own store finder, collected by the open-data project All the Places, October 2026.

Biking and trails

Within 5 miles of the center of the Watertown area.

Bike lanes and bike paths
8.3 miles
more than most U.S. towns
Walking and hiking trails
30 miles
more than most U.S. towns

Map data © OpenStreetMap contributors. Counts depend on how well local volunteers have mapped the area, so treat them as a rough guide.

Buses and trains

Bus stops within 1 mile
28
Bus stops within 5 miles
61
Nearest train station
None within 30 miles
U.S. Department of Transportation, National Transit Map (stops from each transit agency's schedule data, Sept. 2026). Straight-line distance from the town center. Counts stops, not how often buses come; check the local transit agency for schedules.

Health care

Nearest hospital with an emergency room: Samaritan Medical Center in Watertown, under 1 mile away in a straight line.

Samaritan Medical Center
Watertown, NY · under 1 mile
Hospital · Emergency room
Medicare rating: ★★★★★ 2 of 5
Carthage Area Hospital
Carthage, NY · about 16 miles
Small rural hospital · Emergency room
No Medicare star rating
Lewis County General Hospital
Lowville, NY · about 24 miles
Small rural hospital · Emergency room
No Medicare star rating
River Hospital Clinics
Alexandria Bay, NY · about 25 miles
Small rural hospital · Emergency room
No Medicare star rating
In the county, compared with New York and the U.S.
Primary care doctors
0.5
per 1,000 people · New York: 0.8 · U.S.: 0.8
Dentists
0.9
per 1,000 people · New York: 0.8 · U.S.: 0.7
Mental health providers
2.5
per 1,000 people · New York: 3.8 · U.S.: 3.3
People under 65 without health insurance
4.8%
New York: 5.7% · U.S.: 9.5%
Hospitals: Medicare Care Compare (CMS Care Compare, July 2026); distances are straight-line miles from the town center (located with the U.S. Census Bureau geocoder), so drive distance is longer. Doctors, dentists, providers and insurance: County Health Rankings & Roadmaps, 2025 release. In an emergency, call 911.

Costs of moving here

Rent, the move itself, and getting set up.

What rent costs

Of about 20,366 rented homes in the Watertown area, 92% rent for under $2,000 a month and 99% for under $3,000.

Under $1,000: 37%
$1,000 to $1,499: 38%
$1,500 to $1,999: 18%
$2,000 to $2,499: 6%
$2,500 to $2,999: 1%
$3,000 or more: 1%

Census American Community Survey 2019 to 2023 (table B25063). Gross rent includes utilities the renter pays. Today's asking rents for open apartments usually run higher.

What moving costs

Hiring movers

Average cost: $1,946

From a 2025 survey of 1,000 people who hired movers. This Old House. Your quote depends on your stuff, stairs and the time of year.

Moving in as a renter

The middle rented home in the Watertown area rents for $1,000 to $1,499 a month. Before you get the keys, expect about $2,000 to $2,998 for first month plus a deposit, or up to $3,000 to $4,497 where landlords also ask for last month.

Many landlords want your income to be about 3 times the rent. For $1,000 to $1,499, that's a yearly income of about $36,000 to $53,964.

Estimate from Census rent data (2019 to 2023, rent plus tenant-paid utilities). Deposits and fees vary by landlord and state law.

Moving to New York: before and after

  • Forward your mail: USPS change of address. It costs about $1 online to confirm who you are.
  • Switch your driver's license and car registration. Each state sets its own deadline, often somewhere between 10 days and a few months after you move. Find the New York DMV.
  • Register to vote at your new address: New York voter registration.
  • Set up power, gas, water and trash. Some cities bill water and trash together, and some ask new customers for a deposit.
  • Update your address with your bank, employer, insurance and the IRS (Form 8822 if you're not filing soon).
  • Find a doctor and dentist early. New-patient waits can be weeks, even in big cities.

Schools and childcare

Schools

11 public school districts in this county, with about 16,703 students in all. The county also has 6 private schools. Which public school serves a home depends on its address.

Maynard P Wilson Elementary SchoolSouth Jefferson High SchoolClarke Middle SchoolBlack River SchoolCarthage Elementary SchoolCarthage Middle SchoolCarthage Senior High SchoolWest Carthage Elementary SchoolBrownville SchoolDexter Elementary SchoolGeneral Brown Junior-Senior High SchoolSackets Harbor Central SchoolEvans Mills Primary SchoolIndian River High SchoolIndian River Middle SchoolCalcium Primary SchoolIndian River Intermediate SchoolLyme Central SchoolCase Middle SchoolHarold T Wiley SchoolKnickerbocker SchoolOhio Street SchoolSherman SchoolWatertown Senior High SchoolNorth Elementary SchoolStarbuck Elementary SchoolAugustinian Academy (private)Immaculate Heart Central Jr/Sr High School (private)Genesis School - Christian Life Center (private)Ihc Intermediate School Grades K-5 (private)Immaculate Heart Elementary School Grades (private)Faith Fellowship Christian School (private)JEFFERSON COUNTYLEWIS COUNTYWatertown
Public Public charter Private County line District that covers the center of Watertown: Watertown City School District
District and county lines: U.S. Census Bureau. Tap a dot for details. A home's assigned school depends on its address; check with the district before you buy or rent.

Closest public schools to the center of Watertown

Elementary
Sherman School0.7 mi
Public
grades K to 4 · 311 students · 14.1 per teacher
Passed the state test: reading about 30%, math about 29% (state: reading about 47%, math about 40%)
Knickerbocker School0.8 mi
Public
grades K to 4 · 360 students · 13.8 per teacher
Passed the state test: reading about 21%, math about 31% (state: reading about 47%, math about 40%)
North Elementary School1.1 mi
Public
grades K to 4 · 440 students · 14.2 per teacher
Passed the state test: reading about 30%, math about 31% (state: reading about 47%, math about 40%)
Middle
Case Middle School1.0 mi
Public
grades 7 to 8 · 591 students · 12.8 per teacher
Passed the state test: reading about 35%, math about 22% (state: reading about 47%, math about 40%)
Harold T Wiley School1.2 mi
Public
grades 5 to 6 · 621 students · 14.8 per teacher
Passed the state test: reading about 38%, math about 25% (state: reading about 47%, math about 40%)
Brownville School3.6 mi
Public
grades 3 to 6 · 372 students · 13.3 per teacher
Passed the state test: reading about 37%, math about 26% (state: reading about 47%, math about 40%)
High school
Watertown Senior High School1.1 mi
Public
grades 9 to 12 · 1,139 students · 13.6 per teacher
General Brown Junior-Senior High School6.1 mi
Public
grades 7 to 12 · 654 students · 14.9 per teacher
Passed the state test: reading about 51%, math about 41% (state: reading about 47%, math about 40%)
Sackets Harbor Central School10.7 mi
Public
grades Pre-K to 12 · 399 students · 11.7 per teacher
Passed the state test: reading about 50%, math about 41% (state: reading about 47%, math about 40%)
Private
Immaculate Heart Elementary School Grades0.3 mi
Private
grades Pre-K to 5 · 179 students · 8.9 per teacher
Ihc Intermediate School Grades K-51.1 mi
Private
grades Pre-K to 5 · 212 students · 12.2 per teacher
Faith Fellowship Christian School1.2 mi
Private
grades Pre-K to 12 · 146 students · 10.4 per teacher

Straight-line miles from the center of Watertown, nearest first. Being closest doesn't mean a school serves a given home. "Passed the state test" is the share of students who scored proficient or better on New York's own reading and math tests in the 2021-22 school year, the latest year the U.S. Department of Education has published for every school. Each state sets its own test and passing bar, so compare schools within the same state, not across states. Test results track family income closely and leave out a lot (teachers, programs, how a school fits your child). For newer results, see the state's school report card.

Public school districts in the county

Watertown City School District · Watertown
3,936 students · 13.7 students per teacher · 8 schools · grades K to 12
Indian River Central School District · Philadelphia
3,499 students · 11.7 students per teacher · 8 schools · grades Pre-K to 12
Carthage Central School District · Carthage
2,909 students · 11 students per teacher · 5 schools · grades K to 12

School choice and pre-K in New York

Going to school in another district
State law lets each district decide whether to take students from other districts. Some do, some don't; ask the district you'd like.
Picking a different school in your district
State law doesn't set a rule for switching schools within a district; it's up to each district.
Free state pre-K
56% of 4-year-olds and 17% of 3-year-olds in New York attend state-funded pre-K (U.S.: 37% and 9%). Spots, hours and who qualifies vary by district.

School choice: state law as summarized by the Education Commission of the States, 50-State Comparison: Open Enrollment Policies (2022). Pre-K: share of children in state-funded pre-K, National Institute for Early Education Research, State of Preschool 2025 Yearbook (2024-25 school year).

Special education in New York

Federal rating for the state: Needs intervention
Each year the U.S. Department of Education rates every state on how well it follows the special education law (IDEA) and on results for students with disabilities. This rates New York as a whole, not your district or school. Each state also publishes yearly special education results for every district on its education department's website. Read New York's 2026 rating letter.

Source: U.S. Department of Education, 2026 determinations on state implementation of IDEA Part B (issued June 18, 2026).

NCES Common Core of Data 2022-23, National Center for Education Statistics. Private schools: NCES Private School Survey, 2021-22. Varro doesn't rank single schools. The area's Schools grade at the top of the page compares its test pass rates with the rest of the state only. For programs and newer results, see each district's site and the state's school report card.

Childcare and colleges

Daycare and preschool

New York keeps an official list of licensed childcare, with inspection reports and openings in many states. In a lot of towns, infant spots fill up months ahead, so it helps to get on waitlists before you move.

Typical full-time prices in this county (2022)
AgeDaycare centerHome daycare
Infant (under 2)$247/week
about $12,800 a year
$190/week
about $9,900 a year
Toddler (2)$230/week
about $12,000 a year
Preschool (3 to 4)$200/week
about $10,400 a year
$175/week
about $9,100 a year
School-age$194/week
about $10,100 a year

For an infant at a center: $247/week here, $296 across NY, $259 across the U.S.. Full-time infant care at a center here costs about 17% of a typical family's income. These are 2022 prices, the newest the government has published by county, and prices have gone up since.

U.S. Department of Labor, National Database of Childcare Prices, 2022. Middle (median) price for full-time care. State and U.S. figures average the county prices, weighted by population (Census 2024).
Search licensed childcare in New York →
Link via childcare.gov (U.S. Department of Health and Human Services).

One college in the county around Watertown. Prices are yearly tuition and fees for full-time undergrads, before financial aid.

Jefferson Community College · Watertown
Public, 2-year (community college) · 2,252 students · $6,048 a year

Moving for school? Public colleges charge state residents much less, and community colleges often charge even less to people who live in their district. Most states want you to have lived there about 12 months, for reasons other than school, before you count as a resident for tuition. The rules differ by state, so check with the college's registrar.

IPEDS 2023-24, National Center for Education Statistics (IPEDS). Degree-granting public and nonprofit schools with 100+ students. Varro doesn't rank colleges.

The facts behind it
Typical home value
$234,096
What a typical home sells for across the Watertown area.
Source: Zillow Home Value Index, September 2026
Cost of living
About 12% below the U.S. average
Everyday prices (rent, groceries, services) run about $88 here for what costs $100 nationally.
Source: U.S. Bureau of Economic Analysis price index 87.7 (U.S. = 100), 2024
Drive to the nearest big job hub
About 2 hr 19 min at rush hour
To downtown Rochester, NY, 153 miles. About 2 hr 18 min with no traffic.
Source: Google traffic estimate for a weekday morning around 8am
Average commute
20 minutes one way
How long residents' trips to work take on average, counting every job and way of getting there. U.S. average: about 27 minutes.
Source: U.S. Census (American Community Survey), 2023
Data centers nearby
None within 15 miles
No mapped data center buildings near the town center.
Source: PNNL IM3 Data Center Atlas, from OpenStreetMap (ODbL)
Homeowners insurance
About $1,683 a year
The statewide average for a typical policy in NY. Your own quote will depend on the home.
Source: Statewide estimate, 2026
Natural disaster risk
Relatively Low
FEMA's overall rating for the county, covering floods, storms, wildfire, earthquakes and more.
Source: FEMA National Risk Index, December 2025
Hail risk
Very Low
FEMA's rating for hail damage in the county, compared with other U.S. counties.
Source: FEMA National Risk Index, December 2025
Hospitals nearby
1 within 5 miles
Hospitals mapped within 5 miles of the center. Emergency and specialty care vary, so check which ones fit your needs.
Source: OpenStreetMap (ODbL)
Drug overdose deaths (county)
19.4 per 100,000 people a year
22 deaths in the 12 months ending March 2026. NY average: 8.9 per 100,000. U.S.: 19.9. Counts are by where people lived, and recent months may still be updated.
Source: CDC National Center for Health Statistics, provisional counts through March 2026; Census population estimates 2024
People without housing (local count)
About 6.6 per 10,000 residents
HUD's one-night count in January 2025 found 163 people without housing in the Jefferson, Lewis, St. Lawrence Counties area (3 counties): 148 in shelters and 15 outside, down from 200 in 2024. NY: 73.3 per 10,000. U.S.: 21.9. One-night counts miss people, and how areas count differs.
Source: HUD Point-in-Time Count, January 2025 (HUD, 2025 report to Congress); Census population estimates 2024
Unemployment
4.5%
The share of people looking for work who can't find it, averaged over the year. U.S.: about 4%.
Source: U.S. Bureau of Labor Statistics, 2025
Median household income
$64,978
Half of households in the county earn more than this, half earn less.
Source: U.S. Census (American Community Survey), 2023
Property tax
1.58% of home value a year
About $1,580 a year for every $100,000 of home value.
Source: U.S. Census (American Community Survey), 2023
State income tax
Graduated, up to 10.90%
NY's state income tax. Some cities and counties add their own.
Source: Tax Foundation and the state's tax agency, 2026

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