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St. Joseph, MO

Industry and trades · Manufacturing and construction jobs 1.9x the U.S. share
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What kind of place it is

Cozy

Scored the same way as the quiz, against 382 U.S. metro areas. A feel is listed when St. Joseph scores 70 or higher out of 100.

Cozy
76 / 100
Quieter pace: 125,000 people in the metro, fewer bars per person than 70% of these areas

Less so: big-city feel, growing.

Everyday life
Shops, cafes, and daily routines
Hobbies & activities
Trails, parks, and pastimes
Nearby scenery
Lakes, overlooks, and drives

Photos and reviews come from Google Maps and show single places, not the whole area. Reviews are the most relevant ones Google returns for each place. We show the longest highly rated review under 400 characters and, when there is one, the longest low-rated review. Google doesn't verify reviews but removes fake ones when it finds them.

Around St. Joseph

Free Public Library at St
Free Public Library at St · Photo: SamuelNelsonGISP, CC0
Jesse james
Jesse james · Photo: Unknown, CC BY-SA 2.5
Pony express joseph
Pony express joseph · Photo: Unknown, CC BY-SA 2.5
Robidoux row
Robidoux row · Photo: Unknown, CC BY-SA 2.5
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Around St. Joseph

Where it is, what's close by, and trails.
Where it is
St. Joseph
St. Joseph in Missouri
Missouri in the U.S.
State outlines: U.S. Census Bureau.

What's nearby

Within 5 miles of the center of the St. Joseph area.

11
grocery stores
44
restaurants
6
coffee shops
45
parks
62
playgrounds
5
libraries
1
movie theater
4
live theaters
10
museums
5
bookstores
3
gyms
5
bars
6
pharmacies
3
hospitals

Counts from OpenStreetMap, a volunteer map, so small or new places can be missing. Map data © OpenStreetMap contributors.

Biking and trails

Within 5 miles of the center of the St. Joseph area.

Bike lanes and bike paths
74 miles
more than almost all U.S. towns
Walking and hiking trails
32 miles
more than most U.S. towns

Map data © OpenStreetMap contributors. Counts depend on how well local volunteers have mapped the area, so treat them as a rough guide.

Costs of moving here

Rent, the move itself, and getting set up.

What rent costs

Of about 13,875 rented homes in the St. Joseph area, 99% rent for under $2,000 a month and 100% for under $3,000.

Under $1,000: 66%
$1,000 to $1,499: 29%
$1,500 to $1,999: 4%
$2,000 to $2,499: 0%
$2,500 to $2,999: 0%
$3,000 or more: 0%

Census American Community Survey 2019 to 2023 (table B25063). Gross rent includes utilities the renter pays. Today's asking rents for open apartments usually run higher.

What moving costs

Hiring movers

Average cost: $1,946

From a 2025 survey of 1,000 people who hired movers. This Old House. Your quote depends on your stuff, stairs and the time of year.

Moving in as a renter

The middle rented home in the St. Joseph area rents for under $1,000 a month. Before you get the keys, expect about under $2,000 for first month plus a deposit, or up to under $3,000 where landlords also ask for last month.

Many landlords want your income to be about 3 times the rent. For rent under $1,000, that's a yearly income of about under $36,000.

Estimate from Census rent data (2019 to 2023, rent plus tenant-paid utilities). Deposits and fees vary by landlord and state law.

Moving to Missouri: before and after

  • Forward your mail: USPS change of address. It costs about $1 online to confirm who you are.
  • Switch your driver's license and car registration. Each state sets its own deadline, often somewhere between 10 days and a few months after you move. Find the Missouri DMV.
  • Register to vote at your new address: Missouri voter registration.
  • Set up power, gas, water and trash. Some cities bill water and trash together, and some ask new customers for a deposit.
  • Update your address with your bank, employer, insurance and the IRS (Form 8822 if you're not filing soon).
  • Find a doctor and dentist early. New-patient waits can be weeks, even in big cities.

Schools and childcare

Schools

3 public school districts in this county, with about 11,723 students in all. The county also has 9 private schools. Which public school serves a home depends on its address.

Riverbend Treatment Ctr.Dekalb Jr.-Sr. HighRushville Elem.East Buchanan MiddleMid-Buchanan Elem.Mid-Buchanan Sr. HighBenton HighBode MiddleBuchanan Co. AcademyCentral HighEdison Elem.Ellison Elem.Field Elem.Coleman Elem.Hosea Elem.Hyde Elem.Lafayette HighLindbergh Elem.Parkway Elem.Pershing Elem.Pickett Elem.Robidoux MiddleSkaith Elem.Spring Garden MiddleTruman MiddleAlt. Resource Ctr.Carden Park ElemOak Grove ElemMark Twain Early Learning CntrLake Early Learning CenterSt James School (private)Of St. Joseph (private)St Francis Xavier School (private)Prescott Sda School (private)Bishop Leblond (private)Bishop Leblond High School (private)St Joseph Christian School (private)St Paul Lutheran School (private)South Park Christian Academy (private)CLINTON COUNTYDEKALB COUNTYBUCHANAN COUNTYANDREW COUNTYSt. Joseph
Public Public charter Private County line District that covers the center of St. Joseph: St. Joseph School District
District and county lines: U.S. Census Bureau. Tap a dot for details. A home's assigned school depends on its address; check with the district before you buy or rent.

Closest public schools to the center of St. Joseph

Elementary
Parkway Elem.0.6 mi
Public
grades K to 6 · 429 students · 14.8 per teacher
Passed the state test: reading 31%, math 31% (state: reading 43%, math 39%)
Edison Elem.1.0 mi
Public
grades Pre-K to 6 · 388 students · 13.4 per teacher
Passed the state test: reading 30 to 34%, math 25 to 29% (state: reading 43%, math 39%)
Carden Park Elem1.3 mi
Public
grades Pre-K to 6 · 604 students · 12.6 per teacher
Passed the state test: reading 40%, math 37% (state: reading 43%, math 39%)
Middle
Truman Middle0.4 mi
Public
grades 7 to 8 · 478 students · 13.3 per teacher
Passed the state test: reading 24%, math 24% (state: reading 43%, math 39%)
Parkway Elem.0.6 mi
Public
grades K to 6 · 429 students · 14.8 per teacher
Passed the state test: reading 31%, math 31% (state: reading 43%, math 39%)
Edison Elem.1.0 mi
Public
grades Pre-K to 6 · 388 students · 13.4 per teacher
Passed the state test: reading 30 to 34%, math 25 to 29% (state: reading 43%, math 39%)
High school
Central High0.6 mi
Public
grades 9 to 12 · 1,720 students · 15.6 per teacher
Passed the state test: reading 48%, math 25% (state: reading 43%, math 39%)
Alt. Resource Ctr.1.4 mi
Public
grades K to 12
Lafayette High2.4 mi
Public
grades 9 to 12 · 680 students · 13.6 per teacher
Passed the state test: reading 50 to 54%, math 20 to 24% (state: reading 43%, math 39%)
Private
St Francis Xavier School0.4 mi
Private
grades Pre-K to 8 · 210 students · 13.9 per teacher
Bishop Leblond1.5 mi
Private
grades 9 to 12 · 172 students · 6.9 per teacher
Bishop Leblond High School1.5 mi
Private
grades 9 to 12 · 174 students · 8.7 per teacher

Straight-line miles from the center of St. Joseph, nearest first. Being closest doesn't mean a school serves a given home. "Passed the state test" is the share of students who scored proficient or better on Missouri's own reading and math tests in the 2021-22 school year, the latest year the U.S. Department of Education has published for every school. Each state sets its own test and passing bar, so compare schools within the same state, not across states. Test results track family income closely and leave out a lot (teachers, programs, how a school fits your child). For newer results, see the state's school report card.

Public school districts in the county

St. Joseph · St Joseph
10,568 students · 14.6 students per teacher · 25 schools · grades Pre-K to 12
Mid-Buchanan Co. R-V · Faucett
865 students · 17.3 students per teacher · 2 schools · grades Pre-K to 12
Buchanan Co. R-Iv · Dekalb
290 students · 10.4 students per teacher · 2 schools · grades Pre-K to 12

School choice and pre-K in Missouri

Going to school in another district
Some districts must accept students from other districts (for example, from struggling schools), and others choose whether to. Ask the district you'd like.
Picking a different school in your district
State law lets each district decide whether families can pick a different school within the district.
Free state pre-K
22% of 4-year-olds and 3% of 3-year-olds in Missouri attend state-funded pre-K (U.S.: 37% and 9%). Spots, hours and who qualifies vary by district.

School choice: state law as summarized by the Education Commission of the States, 50-State Comparison: Open Enrollment Policies (2022). Pre-K: share of children in state-funded pre-K, National Institute for Early Education Research, State of Preschool 2025 Yearbook (2024-25 school year).

NCES Common Core of Data 2022-23, National Center for Education Statistics. Private schools: NCES Private School Survey, 2021-22. Varro doesn't rate or rank schools. For programs and newer results, see each district's site and the state's school report card.

Childcare and colleges

Daycare and preschool

Missouri keeps an official list of licensed childcare, with inspection reports and openings in many states. In a lot of towns, infant spots fill up months ahead, so it helps to get on waitlists before you move.

Search licensed childcare in Missouri →
Link via childcare.gov (U.S. Department of Health and Human Services).

One college in the county around St. Joseph. Prices are yearly tuition and fees for full-time undergrads, before financial aid.

Missouri Western State University · Saint Joseph
Public, 4-year · 3,817 students · $8,970 in-state, $17,490 out-of-state

Moving for school? Public colleges charge state residents much less. Most states want you to have lived there about 12 months, for reasons other than school, before you count as a resident for tuition. The rules differ by state, so check with the college's registrar.

IPEDS 2023-24, National Center for Education Statistics (IPEDS). Degree-granting public and nonprofit schools with 100+ students. Varro doesn't rank colleges.

The facts behind it
Typical home value
$211,906
What a typical home sells for across the St. Joseph area.
Source: Zillow Home Value Index, September 2026
Cost of living
About 14% below the U.S. average
Everyday prices (rent, groceries, services) run about $86 here for what costs $100 nationally.
Source: U.S. Bureau of Economic Analysis price index 86.4 (U.S. = 100), 2024
Drive to the nearest big job hub
About 48 min at rush hour
To downtown Kansas City, MO, 49 miles. About 48 min with no traffic.
Source: Google traffic estimate for a weekday morning around 8am
Average commute
19 minutes one way
How long residents' trips to work take on average, counting every job and way of getting there. U.S. average: about 27 minutes.
Source: U.S. Census (American Community Survey), 2023
Data centers nearby
None within 15 miles
No mapped data center buildings near the town center.
Source: PNNL IM3 Data Center Atlas, from OpenStreetMap (ODbL)
Homeowners insurance
About $3,979 a year
The statewide average for a typical policy in MO. Your own quote will depend on the home.
Source: Statewide estimate, 2026
Natural disaster risk
Relatively Low
FEMA's overall rating for the county, covering floods, storms, wildfire, earthquakes and more.
Source: FEMA National Risk Index, December 2025
Hail risk
Relatively Moderate
FEMA's rating for hail damage in the county, compared with other U.S. counties.
Source: FEMA National Risk Index, December 2025
Hospitals nearby
3 within 5 miles
Hospitals mapped within 5 miles of the center. Emergency and specialty care vary, so check which ones fit your needs.
Source: OpenStreetMap (ODbL)
Drug overdose deaths (county)
20.3 per 100,000 people a year
17 deaths in the 12 months ending March 2026. MO average: 19.4 per 100,000. U.S.: 19.9. Counts are by where people lived, and recent months may still be updated.
Source: CDC National Center for Health Statistics, provisional counts through March 2026; Census population estimates 2024
People without housing (local count)
About 19.5 per 10,000 residents
HUD's one-night count in January 2025 found 218 people without housing in the St. Joseph/Andrew, Buchanan, DeKalb Counties area (3 counties): 155 in shelters and 63 outside, down from 268 in 2024. MO: 13.4 per 10,000. U.S.: 21.9. One-night counts miss people, and how areas count differs.
Source: HUD Point-in-Time Count, January 2025 (HUD, 2025 report to Congress); Census population estimates 2024
Median household income
$59,423
Half of households in the county earn more than this, half earn less.
Source: U.S. Census (American Community Survey), 2023
Property tax
0.8% of home value a year
About $800 a year for every $100,000 of home value.
Source: U.S. Census (American Community Survey), 2023
State income tax
Graduated, up to 4.70%
MO's state income tax. Some cities and counties add their own.
Source: 2026

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