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Lynn Haven, FL

A town of about 20,081 people in Bay County, part of the Panama City area. Resident comments and photos are about Lynn Haven; job numbers cover the wider area.

Everyday life
Shops, cafes, and daily routines
Hobbies & activities
Trails, parks, and pastimes
Nearby scenery
Lakes, overlooks, and drives

Photos and reviews come from Google Maps and show single places, not the whole area. Reviews are the most relevant ones Google returns for each place. We show the longest highly rated review under 400 characters and, when there is one, the longest low-rated review. Google doesn't verify reviews but removes fake ones when it finds them.

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Where it is
Lynn Haven
Lynn Haven in Florida
Florida in the U.S.
State outlines: U.S. Census Bureau.

What's nearby

Within 5 miles of Lynn Haven's center.

11
grocery stores
57
restaurants
4
coffee shops
26
parks
23
playgrounds
1
library
2
movie theaters
1
live theater
1
museum
2
bookstores
5
gyms
3
bars
5
pharmacies
7
hospitals

Counts from OpenStreetMap, a volunteer map, so small or new places can be missing. Map data © OpenStreetMap contributors.

What rent costs

Of about 2,503 rented homes in Lynn Haven, 81% rent for under $2,000 a month and 96% for under $3,000.

Under $1,000: 9%
$1,000 to $1,499: 35%
$1,500 to $1,999: 36%
$2,000 to $2,499: 7%
$2,500 to $2,999: 8%
$3,000 or more: 4%

Census American Community Survey 2019 to 2023 (table B25063). Gross rent includes utilities the renter pays. Today's asking rents for open apartments usually run higher.

What moving costs

Hiring movers

Average cost: $1,946

From a 2025 survey of 1,000 people who hired movers. This Old House. Your quote depends on your stuff, stairs and the time of year.

Moving in as a renter

The middle rented home in Lynn Haven rents for $1,500 to $1,999 a month. First month plus a one-month deposit comes to about $3,000 to $3,998 before you get the keys.

Estimate from Census rent data (2019 to 2023, rent plus tenant-paid utilities). Deposits and fees vary by landlord and state law.

Public schools

One public school district serves this county, with about 27,324 students. Which one serves a home depends on its address.

Bay · Panama City
27,324 students · 18.7 students per teacher · 49 schools · grades Pre-K to 12

NCES Common Core of Data 2022-23, National Center for Education Statistics. Varro doesn't rate or rank schools. For test results and programs, see each district's site and your state's school report card.

The facts behind it
Typical home value
$344,018
What a typical home sells for across the Panama City area.
Source: Zillow Home Value Index, August 2026
Cost of living
About 3% below the U.S. average
Everyday prices (rent, groceries, services) run about $97 here for what costs $100 nationally.
Source: U.S. Bureau of Economic Analysis price index 97.3 (U.S. = 100), 2024
Drive to the nearest big job hub
About 17 min at rush hour
To downtown Panama City, FL, 7 miles. About 16 min with no traffic.
Source: Google traffic estimate for a weekday morning around 8am
Average commute
26 minutes one way
How long residents' trips to work take on average, counting every job and way of getting there. U.S. average: about 27 minutes.
Source: U.S. Census (American Community Survey), 2023
Data centers nearby
None within 15 miles
No mapped data center buildings near the town center.
Source: PNNL IM3 Data Center Atlas, from OpenStreetMap (ODbL)
Homeowners insurance
About $7,136 a year
The statewide average for a typical policy in FL. Your own quote will depend on the home.
Source: Statewide estimate, 2026
Natural disaster risk
Relatively Moderate
FEMA's overall rating for the county, covering floods, storms, wildfire, earthquakes and more.
Source: FEMA National Risk Index, December 2025
Unemployment
4%
The share of people looking for work who can't find it, averaged over the year. U.S.: about 4%.
Source: U.S. Bureau of Labor Statistics, 2025
Median household income
$70,188
Half of households in the county earn more than this, half earn less.
Source: U.S. Census (American Community Survey), 2023
Property tax
0.6% of home value a year
About $600 a year for every $100,000 of home value.
Source: U.S. Census (American Community Survey), 2023
State income tax
No state income tax
FL's state income tax. Some cities and counties add their own.
Source: 2026

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